EconomyWhy Are US Mortgage Rates So High? What Would Lower Them?
The year 2026 was expected to bring some relief to would-be homebuyers who had been pushed out of the market. That outlook changed as the Iran war emerged and concerns grew over renewed inflation. Those developments have helped keep US mortgage rates elevated. The piece examines what is driving the high borrowing costs and what could eventually bring them down.
Why Are US Mortgage Rates So High? What Would Lower Them?